9% per month, flat ยท No fees

Borrow ₦100,000 to ₦5,000,000

Repay over 1 to 3 months. No processing fee, no late fee. Apply from your phone with your NIN.

Example: ₦300,000 over 3 months

₦127,000 a month for 3 months

Total interest
₦81,000
Fees
None
Total to repay
₦381,000

9% per month, flat, on the amount borrowed. First payment one month after the money is paid to you.

What you'll need

  • Your NIN and BVN11 digits each
  • A photo ID and a selfieNIN slip, licence, passport or voter's card
  • A utility billDated within the last 3 months
  • A bank accountIn your own name

Repay on time. Borrow more.

First-time borrowers can apply for up to ₦2,000,000. Repay on time to unlock up to ₦5,000,000.

Start with your first loan

Already applied?

Enter your NIN and the reference number you got when you applied.

Check my loan