9% per month, flat ยท No fees
Borrow ₦100,000 to ₦5,000,000
Repay over 1 to 3 months. No processing fee, no late fee. Apply from your phone with your NIN.
Example: ₦300,000 over 3 months
₦127,000 a month for 3 months
- Total interest
- ₦81,000
- Fees
- None
- Total to repay
- ₦381,000
9% per month, flat, on the amount borrowed. First payment one month after the money is paid to you.
What you'll need
- Your NIN and BVN11 digits each
- A photo ID and a selfieNIN slip, licence, passport or voter's card
- A utility billDated within the last 3 months
- A bank accountIn your own name
Repay on time. Borrow more.
First-time borrowers can apply for up to ₦2,000,000. Repay on time to unlock up to ₦5,000,000.
Start with your first loanAlready applied?
Enter your NIN and the reference number you got when you applied.